Tag: General Liability Insurance

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...

What Will My General Liability Insurance Cover?

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...

What is the difference between General Liability, Premises Liability and Professional Liability?

General liability typically covers injuries or property damage arising out of the operation of the business that may not have been preventable, or caused unintentional by factors beyond the control of a business employee or owner. General Liability is intended to cover damages to a third party resulting from bodily injury or property damage. General liability policies include coverage for premises liability, and often include...

Commercial Insurance Types You Might Need for Your Business!

Types of Texas Business and Commercial Insurance Services for Houston & the Texas Gulf Coast Region. As a Texas business owner, you have enough on your mind without having to worry about your business insurance needs. You want to have the confidence that the business you’ve built is covered by a an insurance company that understands your Texas business insurance needs. Commercial business insurance in...

How Safe Is Your Parking Lot?

Businesses can be held liable for injuries that occur on their premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party and is therefore your responsibility, discuss parking lot safety with your business lawyer and business...