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Commercial Property Insurance

Texas Insurance AgencyCommercial Property Insurance protects your business against the loss or loss of use of the company property. “Property” can include a variety of types: lost of income or business interruption, buildings, content, computers, money, and valuable papers.

What is a commercial property insurance?

Commercial property insurance protects your company’s physical assets from fire, wind, hurricane, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.

Types of Commercial Insurance:

  • General Liability.
  • Property Insurance.
  • Business Interruption Insurance.
  • Workers’ Compensation Insurance.
  • Commercial Auto Insurance.
  • Employment Practices Liability Insurance (EPLI)
  • Cyber Liability Insurance.
  • Management Liability Insurance (D&O)

Does your small business need commercial property insurance?

If you own or rent an office or workspace, most likely yes. General Liability insurance is a must for a small or a large business to protect the business from any law suits.

Landlords often require proof of commercial property and a general liability insurance coverage from their business tenants. And lenders typically mandate commercial property insurance for the life of the mortgage. Though landlords carry property insurance for their buildings, they won’t take responsibility for any expensive business property a tenant keeps in the space.

Even when it’s not required, commercial property insurance is important for any small business that owns property. This coverage insures expensive equipment as well as inventory.


To Obtain a Free Commercial Property Quote Request.

Please take a moment to fill out the form and one of our local insurance agents will contact you with a free, no-obligation quote. All information will be kept confidential and will be used for quote purposes only.