Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?
Posted: April 1, 2019
Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...
Protecting Your Home Through The Seasons
Posted: January 1, 2019
Protecting Your Home Through The SeasonsBlazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...
Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners Insurance: When Do You File A Claim?Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Understanding Your Homeowners Policy
Posted: July 31, 2018
Understanding Your Homeowners PolicyMost people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...
Why It Is Important To Review Your Insurance Policies On A Yearly Basis
Posted: April 30, 2018
Why It Is Important To Review Your Insurance Policies On A Yearly BasisInsurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. Our agency can assist you with an annual review of your insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your Insurance Policies Annually Certain factors should be checked with your...