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Tag: General Liability Insurance

What is the difference between General Liability, Premises Liability and Professional Liability?

General liability typically covers injuries or property damage arising out of the operation of the business that may not have been preventable, or caused unintentional by factors beyond the control of a business employee or owner. General Liability is intended to cover damages to a third party resulting from bodily injury or property damage. General liability policies include coverage for premises liability, and often include...

Commercial Insurance Types You Might Need for Your Business!

Types of Texas Business and Commercial Insurance Services for Houston & the Texas Gulf Coast Region. As a Texas business owner, you have enough on your mind without having to worry about your business insurance needs. You want to have the confidence that the business you’ve built is covered by a an insurance company that understands your Texas business insurance needs. Commercial business insurance in...

How Safe Is Your Parking Lot?

Businesses can be held liable for injuries that occur on their premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party and is therefore your responsibility, discuss parking lot safety with your business lawyer and business...

Do You Need Business Insurance When Working Out Of Your Home?

Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business in the comfort and convenience of your own home does not make it risk-free. You...

General Liability Insurance & Why Your Business Needs It

As a business owner, you take every step you can to ensure the safety of your clients and the quality of the products and services you provide. We can't know every type of incident that can occur in the course of doing business, and general liability insurance provides vital protection for when something unexpected happens. Not only will this coverage protect your financial health when...