Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How To Keep Your New Car's Value As Long As Possible
Posted: October 1, 2019
How To Keep Your New Car's Value As Long As PossibleBuying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small SUV $32,000 for a minivan $33,000 for a midsize SUV $39,000 for a small luxury car If you have recently purchased a new vehicle or...
What is the difference between General Liability, Premises Liability and Professional Liability?
Posted: September 29, 2019
General liability typically covers injuries or property damage arising out of the operation of the business that may not have been preventable, or caused unintentional by factors beyond the control of a business employee or owner. General Liability is intended to cover damages to a third party resulting from bodily injury or property damage. General liability policies include coverage for premises liability, and often include...
Common Commercial Property Insurance Exclusions
Posted: September 19, 2019
Common Commercial Property Insurance ExclusionsCommercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...
Understanding The Liability Portion Of Homeowners Insurance
Posted: September 16, 2019
Understanding The Liability Portion Of Homeowners InsuranceGenerally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...
Texas Commercial Auto Truck Insurance Guide
Posted: September 15, 2019
Texas Business Auto Insurance – Texas Commercial Auto Insurance – Houston Dallas Austin San Antonio Texas commercial automobile insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration or vehicle type that determines the rates for a business automobile insurance policy. Most commercial or business auto rates are based on...